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The final rule, as issued, is not expected to have a material impact on our lending activities or our results of operations or financial condition.


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For purposes of cash flow, cash Fair value of financial instruments: The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosure under GAAP.

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Company is required to purchase and hold stock in the FHLB to satisfy membershipredeemed by the FHLB or to another member institution, and all redemptions of FHLB stock must be at par.

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In its final enumeration of error, Peoples Bank alleges the trial court erred in overruling its several motions to amend the findings of fact, conclusions of law, the form of the verdict, and to set aside the verdict and judgment.

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Nonperforming assets: Nonperforming assets consist of nonperforming loans and other real estate owned.

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